Connect your bank. We analyze a year of real transactions and tell you exactly which credit card earns you the most, down to the dollar.


We use Plaid, the same tech behind Venmo and Robinhood, to securely read your transactions. Read-only. No transfers, ever.
Our engine categorizes every transaction across dining, travel, groceries, gas, and more. Then it calculates what you'd earn on 12 different cards.
Get a personalized ranking with the dollar-value math shown for each card. One click to apply. We're upfront that we earn a commission if you do.



Connect your bank in 60 seconds. We'll show you exactly how much more you could be earning.
Analyze My SpendingFree forever · Takes 2 minutes · No credit check